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Strategy Today,
Freedom Tomorrow.
Own Your Future gives everyday Australian families the education, strategy, structure and ongoing guidance they need to make informed decisions about their property and financial future.
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Book a no-cost Strategy Discovery Session with James.
- Your Strategy.
- Your Financial Freedom.
- Your Family.
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Repayment calculator
Could you pay your home loan off sooner?
Put in your numbers to see your repayments, the interest you'd pay the bank, and the year you'd own your home outright. Then add an extra repayment and watch the date move.
Loan amount$600,000
Monthly repayment$3,733
Interest over the full term$744,027
Time saved with the Accelerated Repayment MethodEnter your household budget to see
Interest kept in your pocket—
Principal and interest, rate held constant. A guide only. It excludes fees, stamp duty and lender's mortgage insurance, and is not financial advice.
How we accelerate repayments
Bank loan compared to the Accelerated Repayment Method
Same home. A brighter future.
Bank loan
30years
Total paid
$1,344,027
Giving the bank
$744,027
Accelerated Repayment Method
10years
Total paid
$814,560
Keeping in your pocket
$529,467
$600,000 loan, principal and interest at 6.35% p.a. Accelerated scenario puts your full monthly surplus of $6,788 onto the loan.
About Us
Twenty-two years ago, James Hasselle established what has grown to become the largest and most successful Mortgage Choice business in Australian history.
Through more than two decades of working closely with Australian families, one thing has become incredibly clear: there is a massive lack of financial literacy when it comes to property, debt and long-term financial strategy. Own Your Future was created to change that.
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(portrait, 4:5)
(portrait, 4:5)
Our Services
Our services are designed to help you understand where you are today, get clear on where you want to go, and put the right strategy in place to get there.
Strategy Discovery Session
No cost. No obligation.
A discovery session designed to understand you: your current position, your goals and your plans. From there we identify which strategies and services may be appropriate to help you move forward.
Book a sessionAccelerated Repayment Method
Could you pay your home loan off in 7 to 10 years?
Available to approved clients only.A comprehensive assessment of your finances, spending, debts and home loan, then a modelled strategy to reduce interest and accelerate repayment. Backed by our $30,000 interest-savings guarantee.
Learn moreOur Values
We have established Own Your Future with a clear set of core values at its heart.
A private financial coach for every client. Owner-occupied home first. Adequate buffers and sustainable cash flow. A long-term strategy, independent of property providers, with responsible lending always in the hands of your Mortgage Choice credit advisor.
We never cross-collaterise properties.
We must set realistic expectations, never unrealistic promises.
Above everything else Own Your Future must make a genuine difference to Australian mums and dads.
Blog & Podcast
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Client story
Testimonial videos will sit here as they are recorded, alongside short explainers from James.
Members only area
Existing clients log in to access their services, resources and the full Own Your Future workbook. Everything you've signed up for is unlocked. The rest is listed so you can see what's available and enquire if you qualify.
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- Strategy Discovery Session
- Accelerated Repayment Method
- Investment property strategy
- Ongoing review program
Ready to own your future?
Book a no-cost Strategy Discovery Session with James. Nothing to prepare. We'll talk through where you are, where you want to go and whether we can help you get there.
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