:root{
    /* Own Your Future brand palette (Brand Guidelines 2026) */
    --ink:#414042;            /* Charcoal */
    --ink-70:rgba(65,64,66,.72);
    --ink-50:rgba(65,64,66,.55);
    --ink-15:rgba(65,64,66,.18);
    --ink-8:rgba(65,64,66,.09);
    --teal:#00a7ae;           /* Teal */
    --teal-deep:#009da5;
    --teal-bright:#00abb8;
    --teal-light:#93d6de;
    --teal-mist:#d6eff1;
    --teal-tint:#eef8f9;
    --grey:#f0f0f0;           /* Charcoal tint, as used in the workbook */
    --paper:#FFFFFF;
    --serif:"Libre Baskerville",Georgia,"Times New Roman",serif;
    --sans:"Montserrat","Helvetica Neue",Arial,sans-serif;
    --container:1160px;
    --radius:6px;
  }
  *,*::before,*::after{box-sizing:border-box}
  html{scroll-behavior:smooth}
  @media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
  body{margin:0;font-family:var(--sans);font-size:16px;line-height:1.6;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
  img{max-width:100%;display:block}
  a{color:var(--teal-deep)}
  h1,h2{font-family:var(--serif);font-weight:700;line-height:1.15;margin:0;letter-spacing:-.005em}
  h1{font-size:clamp(2.1rem,4.4vw,3.5rem);color:var(--ink)}
  h2{font-size:clamp(1.7rem,3vw,2.4rem);color:var(--ink)}
  h2.teal{color:var(--teal)}
  h3{font-family:var(--serif);font-weight:700;font-size:1.3rem;line-height:1.25;margin:0;color:var(--teal)}
  h4{font-family:var(--sans);font-weight:700;font-size:1rem;line-height:1.3;margin:0;color:var(--ink)}
  .eyebrow{font-weight:700;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin:0 0 .6rem}
  .intro{font-weight:700;color:var(--teal);max-width:44em;margin:1rem 0 0}
  p{margin:0 0 1em}
  .wrap{width:min(var(--container),100% - 2.5rem);margin-inline:auto}
  .lede{font-size:1.08rem;color:var(--ink-70);max-width:36em}
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:inherit;font-weight:700;font-size:.86rem;letter-spacing:.08em;text-transform:uppercase;padding:.9rem 1.8rem;border-radius:999px;border:0;background:var(--teal);color:#fff;text-decoration:none;cursor:pointer;transition:background .15s,color .15s}
  .btn:hover{background:var(--teal-deep)}
  .btn.ghost{background:var(--ink);color:#fff}
  .btn.ghost:hover{background:#2b2a2c}
  .btn.light{background:#fff;color:var(--teal)}
  .btn.light:hover{background:var(--teal-tint)}
  .btn.outline{background:transparent;color:var(--teal);box-shadow:inset 0 0 0 2px var(--teal)}
  .btn.outline:hover{background:var(--teal-tint)}
  .btn.big{font-size:1rem;padding:1.05rem 2.6rem;letter-spacing:.14em}
  :focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:3px}
  section{padding-block:clamp(3.5rem,8vw,6.5rem)}
  .section-head{padding-bottom:.9rem;border-bottom:1px solid var(--teal);margin-bottom:2.25rem}
  .callout{border-left:3px solid var(--teal);padding:.25rem 0 .25rem 1.25rem;font-weight:700;color:var(--teal);max-width:40em}
  .more{margin-top:2rem}

  /* Header */
  header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--ink-8)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:88px;gap:1rem}
  .brand{display:flex;align-items:center;text-decoration:none}
  .brand img{height:54px;width:auto}
  nav ul{list-style:none;margin:0;padding:0;display:flex;gap:1.6rem;align-items:center}
  nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.88rem}
  nav a:hover{color:var(--teal-deep)}
  nav a.members-link{display:inline-flex;align-items:center;gap:.4rem}
  nav a.members-link svg{width:13px;height:13px}
  .nav .btn{padding:.7rem 1.5rem;font-size:.82rem;letter-spacing:.14em}
  nav li.mobile-only{display:none}
  .menu-btn{display:none;background:none;border:1.5px solid var(--ink-15);border-radius:999px;padding:.5rem .9rem;font:inherit;font-weight:600;color:var(--ink);cursor:pointer}
  @media (max-width:900px){
    nav ul{display:none;position:absolute;left:0;right:0;top:88px;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:.5rem 1.25rem 1rem;border-bottom:1px solid var(--ink-15)}
    nav ul.open{display:flex}
    nav li a{display:block;padding:.85rem 0;border-bottom:1px solid var(--ink-8)}
    nav li:last-child a{border:0;margin-top:.75rem}
    nav li.mobile-only{display:block}
    .menu-btn{display:inline-block}
    .nav > .btn{display:none}
  }

  /* Hero: mirrors the workbook cover */
  .hero{background:var(--teal);color:#fff;padding-block:clamp(2.5rem,5vw,4.5rem) clamp(2.5rem,5vw,4rem)}
  .hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center}
  .hero h1{font-family:var(--sans);font-weight:700;color:#fff;font-size:clamp(2.1rem,4.2vw,3.4rem);line-height:1.12;letter-spacing:-.01em}
  .hero p{color:rgba(255,255,255,.9);max-width:30em;font-size:1.05rem;margin:1.25rem 0 0}
  .hero-cta{display:flex;align-items:center;flex-wrap:wrap;gap:1rem 1.5rem;margin-top:2rem}
  .hero-cta small{font-size:.9rem;color:rgba(255,255,255,.85);max-width:18em;line-height:1.4}
  .hero-photo{overflow:hidden;background:#fff;padding:0}
  .hero-photo img{width:100%;height:auto;display:block}
  .tagline{display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem 0;margin:clamp(2rem,4vw,3rem) 0 0;padding:0;list-style:none;font-family:var(--serif);font-weight:700;font-size:clamp(1rem,1.7vw,1.3rem);color:#fff}
  .tagline li{padding:0 1.25rem;position:relative}
  .tagline li + li::before{content:"";position:absolute;left:0;top:.2em;bottom:.2em;width:1px;background:rgba(255,255,255,.6)}
  .tagline em{font-style:normal;color:var(--ink)}
  .hero-logo{display:flex;justify-content:flex-end;margin-top:1.5rem}
  .hero-logo img{height:64px;width:auto}
  @media (max-width:860px){
    .hero-grid{grid-template-columns:1fr;gap:2rem}
    .hero-photo{order:-1}
    .tagline{flex-direction:column;align-items:center;gap:.35rem}
    .tagline li{padding:0}
    .tagline li + li::before{display:none}
    .hero-logo{justify-content:center}
  }

  /* Awards */
  .awards{padding-block:2.5rem;background:var(--grey)}
  .awards p{margin:0 0 1.25rem;font-size:.85rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-50);text-align:center}
  .award-row{display:grid;grid-template-columns:repeat(5,1fr);gap:1.25rem}
  .award-row div{aspect-ratio:3/2;background:#fff;border:1px dashed var(--ink-15);display:grid;place-items:center;font-size:.8rem;color:var(--ink-50);text-align:center;padding:.5rem}
  @media (max-width:860px){.award-row{grid-template-columns:repeat(3,1fr)}}
  @media (max-width:520px){.award-row{grid-template-columns:repeat(2,1fr)}}

  /* Calculator */
  .calc-section{background:#fff}
  .calc-intro{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:end;margin-bottom:2rem}
  .calc-intro p{margin:0;color:var(--ink-70)}
  @media (max-width:860px){.calc-intro{grid-template-columns:1fr;gap:.75rem}}
  .calc{background:#fff;border:1px solid var(--ink-15);border-radius:12px;box-shadow:0 20px 50px -30px rgba(65,64,66,.35);overflow:hidden}
  .calc-body{display:grid;grid-template-columns:minmax(300px,380px) 1fr}
  .calc-inputs{padding:1.75rem 2rem;border-right:1px solid var(--ink-8);display:grid;gap:1.15rem;align-content:start}
  .field label{display:block;font-weight:600;font-size:.88rem;margin-bottom:.35rem}
  .field .hint,.field-group .hint{font-size:.8rem;color:var(--ink-50);margin:.35rem 0 0}
  .control{display:flex;align-items:center;border:1.5px solid var(--ink-15);border-radius:var(--radius);background:#fff;transition:border-color .15s}
  .control:focus-within{border-color:var(--teal)}
  .control .pre,.control .post{padding:0 .75rem;color:var(--ink-50);font-size:.95rem;white-space:nowrap}
  .control .post{border-left:1px solid var(--ink-8)}
  .control input,.control select{flex:1;min-width:0;border:0;background:transparent;font:inherit;font-size:1.05rem;padding:.65rem .75rem;color:var(--ink);font-variant-numeric:tabular-nums;-moz-appearance:textfield}
  .control input::-webkit-outer-spin-button,.control input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
  .control input:focus,.control select:focus{outline:none}
  .control:has(.pre) input{padding-left:0}
  .control select{appearance:none;padding-right:2rem;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%23414042' stroke-width='1.5'/%3E%3C/svg%3E") no-repeat right .9rem center}
  .two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:1rem}
  .seg{display:flex;border:1.5px solid var(--ink-15);border-radius:var(--radius);overflow:hidden}
  .seg label{flex:1;margin:0;text-align:center;padding:.6rem .25rem;font-size:.88rem;font-weight:600;cursor:pointer;color:var(--ink-70)}
  .seg label:has(input:checked){background:var(--teal);color:#fff}
  .seg input{position:absolute;opacity:0;width:0;height:0}
  .seg label:has(input:focus-visible){outline:3px solid var(--teal);outline-offset:-3px}
  .calc-results{padding:1.75rem 2rem 2rem;display:grid;grid-template-rows:auto 1fr auto;gap:1.5rem;background:var(--teal-tint)}
  .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem 1.5rem}
  .stat small{display:block;font-size:.85rem;color:var(--ink-70);margin-bottom:.15rem}
  .stat b{display:block;font-family:var(--serif);font-weight:700;font-size:clamp(1.35rem,2.2vw,1.8rem);line-height:1.15;font-variant-numeric:tabular-nums;color:var(--ink)}
  .horizon{position:relative;padding-top:.5rem}
  .horizon svg{width:100%;height:auto;display:block;overflow:visible}
  .horizon .own{font-family:var(--serif);font-size:18px;fill:var(--ink)}
  .horizon .lab{font-family:var(--sans);font-size:12px;fill:var(--ink-50)}
  .horizon .sub{font-size:14px}
  .horizon .yr{font-family:var(--serif);font-size:30px;font-weight:700;fill:var(--teal)}
  @media (max-width:600px){.horizon .own{font-size:22px}.horizon .lab{font-size:17px}.horizon .sub{font-size:18px}.horizon .yr{font-size:42px}}
  .savings{display:grid;grid-template-columns:1fr 1fr;gap:1rem;padding-top:1.25rem;border-top:1px solid var(--ink-15)}
  .savings small{display:block;font-size:.85rem;color:var(--ink-70)}
  .savings b{font-weight:700;font-size:1.1rem;font-variant-numeric:tabular-nums}
  .savings .muted{color:var(--ink-50);font-weight:500}
  .calc-foot{padding:1rem 2rem;border-top:1px solid var(--ink-8);display:flex;justify-content:space-between;gap:1rem;align-items:center;flex-wrap:wrap;font-size:.82rem;color:var(--ink-50)}
  .calc-foot .btn{font-size:.78rem;padding:.7rem 1.25rem}
  @media (max-width:900px){
    .calc-body{grid-template-columns:1fr}
    .calc-inputs{border-right:0;border-bottom:1px solid var(--ink-8)}
    .stats{grid-template-columns:1fr 1fr}
    .stats .stat:first-child{grid-column:1/-1}
  }
  @media (max-width:520px){
    .calc-inputs,.calc-results,.calc-foot{padding-inline:1.15rem}
    .two{grid-template-columns:1fr}
    .savings{grid-template-columns:1fr}
  }

  /* About */
  .about{background:var(--grey)}
  .about-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:4rem;align-items:start}
  .about-grid .callout{margin:1.5rem 0}
  .about-grid p strong{font-weight:700}
  .quote{font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--teal);text-align:center;border-top:1px solid var(--teal);border-bottom:1px solid var(--teal);padding:1rem;margin:1.75rem 0}
  .quote em{font-style:italic}
  .portrait{aspect-ratio:4/5;background:linear-gradient(160deg,var(--teal-light),var(--teal-deep));color:#fff;border-radius:4px;display:grid;place-items:center;font-size:.9rem;text-align:center;padding:1rem;max-width:380px;justify-self:end}
  @media (max-width:860px){.about-grid{grid-template-columns:1fr;gap:2rem}.portrait{justify-self:start;max-width:300px}}

  /* Values */
  .values-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3.5rem;align-items:start}
  .value-list{display:grid;gap:1.25rem;margin:0;padding:0;list-style:none}
  .value-list h4{color:var(--teal);font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.25rem}
  .value-list p{margin:0;color:var(--ink-70);font-size:.95rem}
  .value-box{background:var(--grey);padding:2rem}
  .value-box p{font-weight:700;color:var(--teal);font-size:1.15rem;line-height:1.4;margin:0;padding:1.1rem 0;border-bottom:1px solid var(--teal)}
  .value-box p:last-child{border:0;padding-bottom:0}
  .value-box p:first-child{padding-top:0}
  @media (max-width:860px){.values-grid{grid-template-columns:1fr;gap:2rem}}

  /* Services */
  .services{background:var(--teal-tint)}
  .service-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem}
  .service{background:#fff;padding:2.25rem;border-top:4px solid var(--teal)}
  .service h3{margin-bottom:.25rem}
  .service .sub{font-family:var(--serif);font-weight:700;color:var(--ink);margin:0 0 1rem}
  .service .tag{display:inline-block;font-size:.78rem;font-weight:700;color:var(--teal);margin-bottom:.9rem}
  .service p{color:var(--ink-70)}
  .service p strong{color:var(--ink)}
  .guarantee{border:1.5px solid var(--teal);padding:1.25rem 1.4rem;margin:1.25rem 0 1.5rem}
  .guarantee h4{color:var(--teal);margin-bottom:.4rem}
  .guarantee p{margin:0;font-weight:700;color:var(--teal);font-size:.95rem}
  .service-photo{margin-top:2rem;overflow:hidden}
  .service-photo img{width:100%;height:auto;aspect-ratio:16/7;object-fit:cover}
  @media (max-width:860px){.service-grid{grid-template-columns:1fr}.service{padding:1.6rem}}

  /* Blog */
  .posts{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
  .post{padding-top:0}
  .post .kind{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:.5rem}
  .post h4{font-family:var(--serif);font-size:1.15rem;margin-bottom:.5rem}
  .post p{color:var(--ink-70);font-size:.95rem;margin:0}
  .post-thumb{aspect-ratio:16/9;background:var(--grey);margin-bottom:1rem;display:grid;place-items:center;font-size:.8rem;color:var(--ink-50)}
  @media (max-width:860px){.posts{grid-template-columns:1fr}}

  /* Members */
  .members{background:var(--ink);color:#fff}
  .members-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:3rem;align-items:center}
  .members h2{color:#fff}
  .members p{color:rgba(255,255,255,.82);max-width:36em}
  .members-grid .panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);padding:2rem}
  .members-grid .panel h4{color:#fff;margin-bottom:1rem}
  .members-grid .panel ul{margin:0 0 1.5rem;padding:0;list-style:none;display:grid;gap:.6rem;font-size:.95rem}
  .members-grid .panel li{display:flex;gap:.6rem;align-items:center;color:rgba(255,255,255,.82)}
  .members-grid .panel li svg{width:14px;height:14px;flex:none}
  .members-grid .panel li.locked{color:rgba(255,255,255,.5)}
  @media (max-width:860px){.members-grid{grid-template-columns:1fr}}

  /* Book */
  .book{background:var(--teal);color:#fff;text-align:center}
  .book h2{color:#fff;font-family:var(--sans)}
  .book p{color:rgba(255,255,255,.9);max-width:36em;margin:1rem auto 2rem}
  .book .contact{margin-top:2rem;display:flex;justify-content:center;flex-wrap:wrap;gap:.5rem 2.5rem;font-weight:600}
  .book .contact a{color:#fff;text-decoration:none}

  /* Footer */
  footer{background:#232b2e;color:rgba(255,255,255,.78);padding:3.5rem 0 2rem;font-size:.88rem}
  .foot-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr .9fr;gap:2.5rem;margin-bottom:2.5rem}
  footer a{color:#fff;text-decoration:none}
  footer a:hover{color:var(--teal-light)}
  footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.5rem}
  footer h4{color:#fff;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:1rem}
  footer .brand img{height:64px}
  .legal{border-top:1px solid var(--teal);padding-top:1.5rem;font-size:.78rem;line-height:1.6;color:rgba(255,255,255,.6)}
  .legal p{margin-bottom:.6em}
  @media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
  @media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
  /* Inner pages */
  .page-hero{background:var(--teal);color:#fff;padding-block:clamp(2.5rem,5vw,4rem)}
  .page-hero h1{color:#fff;font-family:var(--serif)}
  .page-hero p{color:rgba(255,255,255,.9);max-width:40em;font-size:1.05rem;margin:1rem 0 0}
  .page-hero .crumbs{font-size:.8rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.75);margin:0 0 .75rem}
  .page-hero .crumbs a{color:#fff;text-decoration:none}
  .prose{max-width:46em}
  .prose p strong{font-weight:700}
  .prose h2{margin:2.5rem 0 1rem;font-size:clamp(1.4rem,2.4vw,1.8rem)}
  .prose h3{margin:2rem 0 .5rem}
  .two-col{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
  @media (max-width:860px){.two-col{grid-template-columns:1fr}}
  .photo{overflow:hidden}
  .photo img{width:100%;height:auto;object-fit:cover}
  .overview-list{margin:1.25rem 0 0;padding:0;list-style:none;display:grid;gap:.75rem}
  .overview-list li{display:flex;gap:.6rem;align-items:flex-start;font-weight:700;color:var(--teal)}
  .overview-list li::before{content:"";flex:none;width:8px;height:8px;border-radius:50%;background:var(--teal);margin-top:.55em}
  .filters{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:2rem}
  .filters a{font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:.5rem 1rem;border-radius:999px;border:1.5px solid var(--ink-15);color:var(--ink-70);text-decoration:none}
  .filters a.on{background:var(--teal);border-color:var(--teal);color:#fff}
  .service-page{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start;padding:2.5rem 0;border-top:1px solid var(--ink-15)}
  .service-page:first-of-type{border-top:0;padding-top:0}
  @media (max-width:860px){.service-page{grid-template-columns:1fr;gap:1.5rem}}
  .btn-row{display:flex;flex-wrap:wrap;gap:.75rem}
  .photo img{aspect-ratio:16/10}

  /* Blog post */
  .post-hero h1{font-size:clamp(1.7rem,3.2vw,2.6rem);max-width:24em}
  .post-hero .post-meta{font-size:.9rem;color:rgba(255,255,255,.85);margin-top:1rem}
  .post-page{padding-top:clamp(2.5rem,5vw,4rem)}
  .post-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:4rem;align-items:start}
  .article{max-width:44em}
  .article .feature{aspect-ratio:16/9;margin-bottom:2rem}
  .article .lede{font-size:1.15rem;color:var(--ink);font-weight:500}
  .article h2{color:var(--teal);font-size:1.5rem;margin:2.25rem 0 .75rem}
  .article p{color:var(--ink-70)}
  .article a{font-weight:600}
  .article blockquote{margin:2rem 0;padding:1.25rem 1.5rem;border-left:3px solid var(--teal);background:var(--teal-tint);font-family:var(--serif);font-weight:700;font-size:1.2rem;color:var(--teal);line-height:1.4}
  .post-foot{display:flex;flex-wrap:wrap;gap:1rem;align-items:center;margin-top:2.5rem;padding-top:1.25rem;border-top:1px solid var(--ink-15)}
  .post-foot .kind{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal)}
  .tags{display:flex;flex-wrap:wrap;gap:.5rem}
  .tags a{font-size:.78rem;font-weight:600;padding:.35rem .8rem;border-radius:999px;border:1.5px solid var(--ink-15);color:var(--ink-70);text-decoration:none}
  .tags a:hover{border-color:var(--teal);color:var(--teal)}
  .post-side{position:sticky;top:112px;display:grid;gap:1.5rem}
  .post-side h4{margin-bottom:.5rem}
  .author{background:var(--grey);padding:1.5rem}
  .author .avatar{width:72px;height:72px;border-radius:50%;background:linear-gradient(160deg,var(--teal-light),var(--teal-deep));color:#fff;display:grid;place-items:center;font-size:.75rem;margin-bottom:1rem}
  .author p{font-size:.9rem;color:var(--ink-70);margin-bottom:.75rem}
  .author a{font-weight:600;font-size:.9rem}
  .side-cta{background:var(--teal);color:#fff;padding:1.5rem}
  .side-cta h4{color:#fff}
  .side-cta p{font-size:.9rem;color:rgba(255,255,255,.88)}
  .side-list{padding:1.5rem;border:1px solid var(--ink-15)}
  .side-list ul{margin:0;padding:0;list-style:none;display:grid;gap:.6rem;font-size:.92rem}
  .side-list a{color:var(--ink);text-decoration:none;font-weight:500}
  .side-list a:hover{color:var(--teal)}
  .related{background:var(--grey)}
  @media (max-width:960px){.post-layout{grid-template-columns:1fr;gap:2.5rem}.post-side{position:static}}
  .related .post-thumb{background:#fff}
  .photo.full img{aspect-ratio:auto;height:auto;object-fit:unset}
  .photo.full{align-self:stretch}

  /* Calculator budget group */
  .field-group{padding-top:1rem;border-top:1px solid var(--ink-8)}
  .group-label{font-weight:700;font-size:.88rem;margin:0 0 .75rem;color:var(--teal)}

  /* Bank loan vs Accelerated Repayment Method */
  .compare{padding-bottom:0;background:#fff;text-align:center;overflow:hidden}
  .compare h2{max-width:18em;margin:0 auto}
  .compare h2 .teal{color:var(--teal);display:block}
  .compare-sub{font-weight:700;color:var(--ink);margin:1rem 0 2.5rem}
  .compare-sub em{font-style:normal;color:var(--teal)}
  .compare-grid{display:grid;grid-template-columns:1fr 1fr;max-width:820px;margin:0 auto}
  .compare .col{padding:0 2rem}
  .compare .col + .col{border-left:1px solid var(--ink-15)}
  .compare .bank{color:#c1353c}
  .compare .arm{color:var(--teal)}
  .compare h3{font-family:var(--sans);font-weight:700;font-size:1.1rem;letter-spacing:.06em;text-transform:uppercase;color:inherit;max-width:12em;margin:0 auto 1.25rem;min-height:2.6em}
  .compare .house{position:relative;width:150px;margin:0 auto 1.25rem}
  .compare .house svg{width:100%;display:block}
  .compare .house span{position:absolute;left:0;right:0;top:44%;transform:translateY(-50%);color:#fff;font-weight:700;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;line-height:1}
  .compare .house span b{display:block;font-size:1.7rem;margin-bottom:.15rem}
  .compare .lab{font-weight:700;color:var(--ink);font-size:1.05rem;margin:0 0 .5rem}
  .compare .bar{height:20px;background:#e6e6e6;margin:0 0 .6rem;overflow:hidden}
  .compare .bar i{display:block;height:100%;background:currentColor;transition:width .3s}
  .compare .amt{font-family:var(--serif);font-weight:700;font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.1;margin:0 0 1.5rem;font-variant-numeric:tabular-nums}
  .compare .lab.rule{font-weight:600;font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-70);display:flex;align-items:center;gap:.75rem}
  .compare .lab.rule::before,.compare .lab.rule::after{content:"";flex:1;height:1px;background:currentColor;opacity:.6}
  .compare .amt.face{display:flex;align-items:center;justify-content:center;gap:.6rem}
  .compare .amt.face svg{width:36px;height:36px;flex:none}
  .compare-note{font-weight:600;color:var(--ink);font-size:.95rem;margin:1.5rem auto .5rem;max-width:40em}
  .compare-note.muted{font-weight:400;color:var(--ink-70);font-size:.9rem}
  .compare-photo{margin-top:2rem;position:relative;max-height:420px;overflow:hidden}
  .compare-photo::before{content:"";position:absolute;inset:0 0 auto 0;height:35%;background:linear-gradient(#fff,rgba(255,255,255,0));z-index:1}
  .compare-photo img{width:100%;height:420px;object-fit:cover;object-position:center 60%}
  @media (max-width:640px){
    .compare-grid{grid-template-columns:1fr;gap:2.5rem}
    .compare .col + .col{border-left:0;border-top:1px solid var(--ink-15);padding-top:2rem}
    .compare h3{min-height:0}
    .compare-photo img{height:260px}
  }
  .compare .arm .house span{top:38%}